Individual Business Cashless Banking Learn About Us Contact Log in
Individual Banking

Banking that fits around your life, not the other way round

Everyday accounts, savings, cards and loans — manage it all from your phone or visit us in branch, whichever suits you.

Open an Account

Accounts for every stage of life

From your first savings account to planning retirement, we have a product built around what you need right now.

Everyday Current Account

Free debit card, mobile banking and no hidden monthly fees for day-to-day spending.

High-Interest Savings

Grow your money faster with tiered interest rates and flexible withdrawal options.

A Smart Start for Kids

A junior savings account with parental controls that teaches good money habits early.

Debit & Credit Cards

Contactless cards accepted everywhere, with real-time spend notifications.

Home & Personal Loans

Competitive rates on mortgages, auto loans and personal loans with fast approval.

Retirement Planning

Pension and investment products designed to help you retire on your own terms.

Everything in one app

Check balances, move money, pay bills and freeze a lost card in seconds — no branch visit required.

  • ✓ Instant transfers between Fidelity accounts, 24/7
  • ✓ Pay bills and buy airtime without leaving the app
  • ✓ Freeze or unfreeze your card instantly if it's misplaced
  • ✓ Track spending with automatic categorisation
See all app features
1.4M+
Personal customers
180+
Branches nationwide
24/7
Mobile & USSD banking
4.7★
Average app rating

Savings account options

Pick the plan that matches how often you'll need access to your money.

Basic Save

6.5% p.a.
  • No minimum balance
  • Unlimited withdrawals
  • Free mobile banking
Open account

Fixed Deposit

12.8% p.a.
  • 3, 6 or 12 month terms
  • Locked-in guaranteed rate
  • Interest paid at maturity
Open account

Ready to open your account?

It takes less than 10 minutes online, or visit any branch with a valid ID.

Talk to an Agent